This is not an application. No credit pull, no obligation, no paperwork. Describe where you are, and Ken will tell you what your options actually look like, what documentation may work, and what he would do in your position. Most reviews are answered the same business day.
Ken spent more than a decade as a Realtor and has been a real estate investor since 2014, so he has been on both sides of complicated transactions. The borrowers he works with most, self-employed professionals, investors, veterans, and retirees, rarely fit a standard checklist. The scenario review exists because the right answer usually depends on details a rate quote never asks about.
If your scenario has a workable path, Ken will map it out. If it does not, he will tell you that too, and what would need to change.
The more detail you share, the more specific the answer.
He looks at it the way an underwriter would, and the way an investor would. Usually the same business day.
Which programs may fit, what documentation could work, and what he would want to see before going further.
If it makes sense to move forward, you can book a call or start a pre-approval. If not, you leave with a clear picture of where you stand.
Book a 15-minute call with Ken. Real numbers, plain English, no pressure.