Mortgage Calculator

Maryland & Virginia Mortgage Payment Calculator

Estimate your monthly mortgage payment, including taxes, insurance, PMI, and VA loan costs.

Calculate Your Payment

Estimate your monthly mortgage payment, including taxes, insurance, PMI, and VA loan costs.

*Hypothetical monthly mortgage payments reflect hypothetical principal & interest amounts rounded to the nearest dollar and do not include estimated insurance, taxes, or other possible fees. These figures and rates are for educational purposes only and do not reflect an official mortgage loan offer. Contact Ken Powell for an actual rate quote based on your credit profile, income, and property.

Get Your Actual Rate

This calculator uses estimated rates. Your actual rate depends on your credit score, loan type, down payment, and current market conditions. Ken Powell will give you a real rate based on your full profile.

Book a Call with Ken

Tax Rates Used

Maryland property tax~1.25% / yr
Virginia property tax~1.00% / yr

Actual rates vary by county. These are statewide averages for estimation purposes only.

VA Loan: Zero Down

Select "VA Loan" and set your down payment to $0 to see an estimated VA loan payment. The calculator automatically adds the VA funding fee (2.15%) to the loan amount.

Learn about VA Loans

What This Calculator Doesn't Include

  • , HOA dues (varies by property)
  • , Flood insurance (if required)
  • , Specific county-level tax rates
  • , Lender-specific fees (shown on Loan Estimate)

Ready for a Real Rate, Not an Estimate?

Book a call with Ken. He'll pull your full picture and give you an actual rate based on your credit, income, and the property you're buying.

Book a Call Apply Now
Equal Housing Opportunity Equal Housing Lender Fairway NMLS #2289 Ken Powell NMLS #2656628 Fairway Home Mortgage