Equal Housing Lender
Fairway NMLS #2289
Ken Powell NMLS #2656628
Ken has been a real estate investor since 2014 and spent over a decade as a Realtor before that. He does not just quote investor loans; he has used them. Every program below is available across Maryland and Virginia.
Up to 90% LTV and $2 million for qualified investors. Preserve capital for your next acquisition instead of putting 20 to 25 percent down.
High leverageQualify on the property's rental income, not your personal income. No tax returns. The core tool for scaling a portfolio. Includes a live DSCR calculator.
Most popularSelf-employed investor? Qualify on deposits or 1099 income for primary, second home, or investment purchases.
Qualify with a prepared P&L for your business instead of tax returns.
Convert liquid assets into qualifying income. Useful for investors between liquidity events or living off portfolios.
Pull equity out of an existing property to fund the next acquisition or renovation.
Financing for condo projects that fail conventional warrantability, a common investor obstacle.
High-value rentals above conforming limits, can pair with DSCR qualifying.
For self-employed borrowers who file with an Individual Taxpayer Identification Number instead of a Social Security number.
Why Southern Maryland's BAH-supported rental market near NAS Patuxent River is a strong place to hold property.
Send Ken the address, expected rent, and purchase price. He will run the numbers the way a lender and an investor both would, usually the same business day.