Prince George's County, Maryland · DC Metro Adjacent · NMLS #2656628

Prince George's County, MD Mortgage Lender, VA, DSCR & Every Loan Type.

Prince George's County connects Southern Maryland to the DC metro area, with diverse communities, strong government employment, and a growing real estate market. Ken Powell at Fairway Home Mortgage serves PG County home buyers, veterans, and investors with every loan program available.

📅 Book a Call Get Pre-Approved →

24-hour pre-approvals (with docs) Lives in Calvert County Retired U.S. Navy veteran Fairway Home Mortgage

Ken Powell

Mortgage Loan Officer · Fairway Home Mortgage

NMLS #2656628 · Equal Housing Lender

Prince George's County Mortgage

Prince George's County, The Bridge Between Southern Maryland and the DC Metro.

PG County attracts government workers, federal employees, and buyers seeking DC access at Southern Maryland prices. We serve the full Prince George's County market with competitive loan programs and 24-hour pre-approvals.

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VA Loans for PG County Veterans

Many Prince George's County buyers are veterans or federal law enforcement. VA loans provide $0 down and no PMI for eligible buyers.

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PG County Investment Properties

Prince George's County offers strong rental demand from government workers and commuters. DSCR loans qualify on rental income, not your W-2 or tax returns.

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Federal Employee Specialist

Many PG County buyers work for federal agencies or government contractors. We understand GS pay scales, TSP accounts, and federal employment income for mortgage qualifying.

Loan Programs

Every Loan Type Available in Prince George's County.

Ken Powell and Fairway Home Mortgage offer every loan program available to Prince George's County home buyers, veterans, and investors.

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VA Loans

$0 down, no PMI for eligible veterans and active-duty service members in Prince George's County. As a retired Navy veteran, I've used this benefit personally.

$0 down · No PMI

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USDA Loans

Many areas of Prince George's County qualify for USDA Rural Development, 100% financing, low mortgage insurance. I check eligibility at no cost.

$0 down · Rural eligible

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Conventional Loans

3 to 20% down options. Competitive rates for Prince George's County home buyers with strong credit.

As low as 3% down

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DSCR Investor Loans

Qualify on rental cash flow, not your W-2. Perfect for Prince George's County buy-and-hold investors and landlords.

No W-2 required

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Bank Statement / 1099

Self-employed Prince George's County buyers and contractors qualify on deposits, not tax returns.

No tax returns

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Jumbo Loans

High-value homes above $806,500 in Prince George's County. Waterfront, estates, and luxury builds.

Above conforming limits

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FHA Loans

3.5% down with 580 plus credit and flexible debt-to-income limits. The realistic path for Prince George's County buyers when credit or savings block conventional approval. FHA details →

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Reverse Mortgage (HECM)

For Prince George's County homeowners 62 and better: convert home equity into cash or a growing line of credit with no required monthly mortgage payment, or buy your next home with H4P. Borrowers must still pay taxes, insurance, and upkeep. Reverse details →

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Construction to Permanent

Building in Prince George's County? One closing covers the build and automatically converts to your permanent mortgage, with the rate locked before construction starts. VA construction offers $0 down for eligible veterans. Construction details →

Fairway has a loan program for almost any mortgage scenario. Contact Ken to determine which loan program best fits your needs.

Our Process

Simple. Transparent. From Application to Keys.

Apply Online

5-minute application. Secure doc upload. We review everything before your call.

Get Pre-Approved

24-hour pre-approval. Side-by-side loan scenarios. You choose knowing the full picture.

Lock Your Rate

Agent, title, and appraisal aligned early. Milestones sent weekly.

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Close On Time

Clear-to-close before your contract date.

Frequently Asked Questions

Mortgage Questions from Local Buyers, Answered.

Do you serve Prince George's County, Maryland?+

Yes, Ken Powell at Fairway Home Mortgage serves Prince George's County, Charles County, Calvert County, St. Mary's County, and the full Southern Maryland area and beyond.

Are VA loans available in Prince George's County?+

Yes, VA loans are available throughout Maryland including Prince George's County. Many PG County veterans qualify for $0 down with no PMI.

What are home prices in Prince George's County?+

PG County home prices vary widely by community, from around $250,000 in some areas to $600,000+ in communities closer to the DC line. I offer programs across the full price range.

Can I get a DSCR loan for a PG County investment property?+

Yes, Prince George's County has strong rental demand from government workers and commuters. DSCR loans qualify on the property's cash flow, not your W-2.

Do any areas of Prince George's County qualify for USDA loans?+

Some outer areas of Prince George's County may qualify for USDA Rural Development. I check your specific address at no cost to confirm eligibility.