Stafford County, Virginia · Military Corridor · NMLS #2656628

Stafford County, VA Mortgage Lender, VA Loans, DSCR & Conventional.

Stafford County, Virginia is one of the fastest-growing communities in Northern Virginia, driven by military families from Quantico, government workers, and DC commuters. Ken Powell at Fairway Home Mortgage specializes in VA loans and investor financing for the Stafford County and Fredericksburg area market.

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24-hour pre-approvals (with docs) Lives in Calvert County Retired U.S. Navy veteran Fairway Home Mortgage

Ken Powell

Mortgage Loan Officer · Fairway Home Mortgage

NMLS #2656628 · Equal Housing Lender

Stafford County Virginia Mortgage

Stafford County's Military Corridor, VA Loan Specialist Ready to Help.

Stafford County sits in Virginia's military corridor between Quantico and Fort Belvoir. Ken Powell, a retired U.S. Navy veteran, understands PCS timelines, BAH calculations, and VA loan entitlement better than most lenders. He's used the benefit personally.

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VA Loan Expert

Serving Stafford County veterans, active-duty Marines from Quantico, and DoD civilians throughout the Northern Virginia military corridor. $0 down, no PMI.

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Stafford Investment Properties

Stafford County's strong rental market, driven by military and government workers, makes it an excellent DSCR loan market. Qualify on rental income, not your W-2.

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DC Commuter Market

Stafford County attracts DC commuters priced out of Fairfax and Prince William. Conventional and jumbo loan options for the full Stafford price range.

Loan Programs

Every Loan Type Available in Stafford County.

Ken Powell and Fairway Home Mortgage offer every loan program available to Stafford County home buyers, veterans, and investors.

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VA Loans

$0 down, no PMI for eligible veterans and active-duty service members in Stafford County. As a retired Navy veteran, I've used this benefit personally.

$0 down · No PMI

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USDA Loans

Many areas of Stafford County qualify for USDA Rural Development, 100% financing, low mortgage insurance. I check eligibility at no cost.

$0 down · Rural eligible

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Conventional Loans

3 to 20% down options. Competitive rates for Stafford County home buyers with strong credit.

As low as 3% down

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DSCR Investor Loans

Qualify on rental cash flow, not your W-2. Perfect for Stafford County buy-and-hold investors and landlords.

No W-2 required

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Bank Statement / 1099

Self-employed Stafford County buyers and contractors qualify on deposits, not tax returns.

No tax returns

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Jumbo Loans

High-value homes above $806,500 in Stafford County. Waterfront, estates, and luxury builds.

Above conforming limits

Our Process

Simple. Transparent. From Application to Keys.

Apply Online

5-minute application. Secure doc upload. We review everything before your call.

Get Pre-Approved

24-hour pre-approval. Side-by-side loan scenarios. You choose knowing the full picture.

Lock Your Rate

Agent, title, and appraisal aligned early. Milestones sent weekly.

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Close On Time

Clear-to-close before your contract date.

Frequently Asked Questions

Mortgage Questions from Local Buyers, Answered.

Do you serve Stafford County, Virginia?+

Yes, Ken Powell at Fairway Home Mortgage is licensed in Virginia, Maryland, and DC. We serve Stafford County, Fredericksburg, and the surrounding Northern Virginia military corridor.

What VA loan options are available in Stafford County?+

VA loans are available throughout Stafford County with $0 down, no PMI, and competitive rates. As a retired Navy veteran, I specialize in VA loans for Quantico Marines, DoD civilians, and veterans throughout the area.

Can I get a DSCR loan for a Stafford County rental property?+

Yes, Stafford County's rental market is driven by military and government workers, making it a strong DSCR loan market. Qualify on the property's rental income, not your personal W-2. LLC ownership accepted.

What are home prices in Stafford County, VA?+

Stafford County home prices have generally ranged from $350,000 to $700,000+, with newer communities and waterfront properties on the higher end. I offer loan programs across the full price range.

I'm PCS'ing to Quantico, can you help with my VA loan in Stafford County?+

Absolutely, PCS purchases are a specialty. I'll pull your COE, work with your BAH orders, and coordinate with local Stafford County agents. Starting 60 to 90 days before your report date is ideal.

Ready to Buy in Stafford County, VA?

VA loan expert. Military corridor specialist. Licensed in Virginia. Let's talk.

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Ken Powell · Fairway Home Mortgage · 9375 Chesapeake Street, Suite 203, La Plata, MD 20646
(240) 237-7855 · ken.powell@fairwaymc.com